General

ROI

Calculate return on investment, annualised, on cash invested.

Beginner

Introduction

Who this is for: Any investor comparing returns across different opportunities.

Why it matters: ROI is only comparable when annualised. A 40% return over four years is worse than 15% over one, but the headline figure suggests otherwise.

Typical scenario: An investor comparing a three-year refurbishment project against a one-year trade.

Common mistakes:
  • Comparing total ROI across different holding periods without annualising.
  • Measuring against total value rather than cash actually invested.
  • Ignoring costs of sale when calculating the exit figure.

Inputs

Investment

£
£

years

Analysis

£120,000 returning £168,000 over 3 years is a total ROI of 40.0% — but the annualised (compound) return is 11.87%, which is the figure to compare against other opportunities.

This analysis provides context, not financial advice. Consult a qualified adviser before making investment decisions.

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Sensitivity Analysis

Sensitivity

Adjust the variables below to stress-test this scenario. Results update instantly.

£120,000
£1£240,000
£168,000
£0£336,000
3
0.2540

Export

Live Results

Total ROI

40.00%

Annualised ROI

11.87%

Profit

£48,000

Money Multiple

1.40x

Average Profit per Year£16,000